OUR NICHES

R. Bruce Hill Agency understands that you have many choices when it comes to purchasing insurance. Throughout the history of our agency, we have established ourselves as one of New Jersey’s leading niche insurance product agencies. Some of these niches include:

Commercial Real Estate

  • Apartment buildings
  • Condo associations
  • Mixed use buildings

Coastal Properties 

  • Homeowners
  • Rental properties
  • Secondary homes
  • Businesses

Specialty Trade Contractors

  • Carpenters
  • Electricians
  • Landscapers
  • Plumbers
  • HVAC
  • Masons
  • Excavation
  • Paving

PERSONAL INSURANCE

R. Bruce Hill Agency understands that your property is a very important part of your life. In fact, the single biggest investment you may ever make is your home. Are you sure you have adequately protected your home and other properties? Home Insurance Products:

  • Personal Auto
  • Motorcycle’s
  • Motor Homes
  • Boats
  • Personal Watercraft
  • Homeowners
  • Excess Liability/Umbrellas
  • Scheduled Jewelry
  • Renters
  • Rental Dwellings
  • Builders Risk
  • Flood & Excess Flood

BUSINESS INSURANCE

Whether you’ve just started a home-based business or your business is established and growing, R. Bruce Hill Agency can help you protect your livelihood against the unexpected. We offer tailored programs for all types of businesses and professions. Business Insurance Products:

  • Business owners
  • Builders Risk
  • Inland Marine
  • Commercial Package
  • Commercial Auto
  • Commercial Property
  • Flood & Excess Flood
  • Workers Compensation
  • Employment Practices Liability
  • Directors & Officers Liability
  • Professional Liability, Errors & Omissions
  • Data Breach Liability
  • Technology Professional Liability

LIFE/HEALTH INSURANCE

The experienced insurance agents at R. Bruce Hill Agency can assist you by designing a policy that best fits your personal or business needs. We want to help you protect those who are most important to you with the right insurance.

Life/Health Insurance Products:

  • Universal Life
  • Term Life
  • Individual Health
  • Group Health
  • Long Term Care