ACCIDENT OR CLAIM HELP

Two (or more) Vehicle Accident:

• Stop your vehicle and move it to a safe place, if possible.
• Call the police.
• Remain at the scene of the accident, and determine if you or any passengers are injured. Call for medical assistance if needed.
• Exchange the following information with the other driver(s): names, addresses, telephone numbers, type and ownership of vehicles, insurance information, a description of damages.
• Get the names, addresses and telephone numbers of any witnesses.
• Call the police. Cooperate with the police and answer all of their questions.
• Do not admit fault to anyone. You do not have all of the facts about the accident yet.
• If your vehicle must be towed, ask that it be taken to a repair shop of your choice.
• Call our office and report the accident as soon as possible. Our staff will verify your coverage/deductible and set up your claim with the insurance company that carries your policy.

Property (Fire/Water/Wind/Theft/Vandalism/Etc):

• Take pictures of the damage if possible, and do not throw out damaged items until an adjuster sees them.
• Make whatever repairs are necessary to ensure no further damage can occur. For instance, turn off the water main for burst pipes, place a tarp on the roof for leaks, etc. (Keep a record of repair costs and retain receipts for these immediate and necessary expenditures.)
• If the loss involves theft or vandalism, call the police immediately.
• Call our office to report the claim as soon as possible. We will verify your coverage/deductible and give you advice for obtaining estimates for repairs.